Highlights of our boat insurance

Whether all-risk cover, gross negligence or other.

Here you will find the highlights of our special conditions.

Highlights of our comprehensive insurance

All-risk insurance
All-risk insurance - on water, on land and during transportationAll-risk insurance
Gross negligence
Gross negligence is also insured
Personal effects
Personal effects per person traveling with you are insured up to € 1,500
Cruising area
Expansion of the trade lane for transfer via the Atlantic Ocean
Orcas
Attack and collision with whales (orcas)
Total loss
Waiver of the deductible for total loss
Salvage and wreck removal costs
Salvage and wreck removal costs up to 100% in addition to the sum insured
Dinghy
Also insured are dinghies if applied for
Water skiers
Pulling water skiers
Ground contact
Inspection costs after grounding up to 1% of the sum insured, min. € 1.000,-, SBH € 250,-
Incorrect refueling
Misfueling up to € 2.000,-
Machine breakage insurance
Engine breakage insurance for the engine system if applied for
Emergency repair
Emergency repair up to € 10.000,- incl. Urgent and overtime surcharges
Express spare parts
Spare parts by air freight for repair purposes up to € 20.000,-
Sail and tarpaulin
Sails and tarpaulin up to an age of 5 years at new value, thereafter current value
Outside the boat
Items stored outside the boat up to € 20,000 (sails, outboard motor, etc.)
Craning or slipping
Damage during craning or slipping
Trailer
Trailer up to € 5.000,- if applied for
No advance bonus

Highlights of our liability insurance

Sum insured
Sum insured up to € 10 million
Scope of application
Area of validity: Mediterranean Sea, North Sea and Baltic Sea or restricted to inland waters
Crane orSlip
Legal claims for damages due to craning or slipping
Rental property damage
Rental property damage up to € 1 million in the event of fire and € 150,000 as property damage
Safety devices
Damage resulting from the use of signal rockets and life rafts and the accidental triggering of emergency equipment up to € 10,000
Dinghy and trailer
If applied for, dinghies up to 5 hp and trailers are also insured if not officially approved
Skipper and crew
Co-insurance of the statutory liability of the skipper and crew as well as statutory claims of the crew against the skipper
Environmental damage
Environmental damage up to € 1 million is also insured

Highlights of our legal protection insurance

Sum insured
Sum insured € 280,000
Protects against:
Compensation and criminal law cover incl. Criminal investigation legal protection and driving license legal protection Contract legal protection and insurance contract legal protection Tax legal protection
Default insurance
Indemnity insurance (covers claims for compensation for pain and suffering awarded by the court in the event of personal injury which cannot be recovered from the injuring party up to € 21,000)
Applies to:
The insurance covers motorboats and sailing boats with and without auxiliary engines when used
Craning in and out
The insurance also covers the craning in and out of the insured boat
Also insured are boat occupants
Valid for all boat occupants (except: professional or for a fee)
Trailer or trailer
Trailers can be insured on request
Local scope of application
Local area of validity - Europe in the geographical sense, Iceland, non-European countries bordering the Mediterranean, Canary Islands, Madeira and Azores
Contractual legal protection
Contractual legal protection (purchase of the boat also insured)
Regattas
Personal injury in criminal law cover is also insurable for regattas
Gradualness
Exclusion of gradualness lifted